Section 1
Acceptance of Terms
These Terms and Conditions ("Terms") govern your use of the KIDS Future Fund website located at kidsfuturefund.org ("Website"), as well as all services, programs, donation processing, enrollment activities, and shop purchases offered by KIDS Future Fund ("Organization," "we," "us," or "our").
By accessing the Website or using any of our services, you confirm that you are at least 18 years of age, have the legal capacity to enter into a binding agreement, and agree to these Terms in full. If you are accessing the Website on behalf of a minor child for enrollment purposes, you confirm that you are the child's parent or legal guardian and have the authority to agree to these Terms on their behalf.
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If You Do Not Agree
If you do not agree with any part of these Terms, you must discontinue use of the Website and services immediately. Continued use of the Website constitutes ongoing acceptance of these Terms.
Section 2
About the Organization
KIDS Future Fund is a nonprofit organization operating under the principles of Knowledge, Investment, Discipline, and Success (K.I.D.S.). Our mission is to provide children with early financial capital through investment accounts that grow over time, creating a foundation for financial independence and generational opportunity.
KIDS Future Fund has applied for federal tax-exempt status under Section 501(c)(3) of the Internal Revenue Code. This application is currently pending IRS review. Until our determination letter is issued, we cannot confirm that donations are tax-deductible. Donors should consult their own tax advisor.
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Organizational Role
KIDS Future Fund is not a financial advisor, investment manager, bank, broker-dealer, or financial institution. Our role is strictly limited to verifying family-owned investment accounts and contributing donated funds into those accounts. All investment decisions remain exclusively with enrolled families.
Section 3
Website Use
KIDS Future Fund grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Website solely for personal, non-commercial purposes in accordance with these Terms.
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Permitted Use
Browsing educational content and program information
Making donations through the official donation page
Submitting enrollment applications for your child
Purchasing items from the official shop
Subscribing to the newsletter
Contacting us through official channels
Sharing links to our pages for awareness
π« Prohibited Use
Reproducing or copying content without written permission
Using the Website for any unlawful or fraudulent purpose
Attempting to gain unauthorized access to any part of the site
Submitting false, misleading, or fraudulent information
Scraping, crawling, or harvesting data from the Website
Transmitting malware, viruses, or harmful code
Impersonating KIDS Future Fund or its representatives
We reserve the right to terminate or restrict your access to the Website at any time, without notice, for conduct that we believe violates these Terms or is harmful to other users, the Organization, or third parties.
Section 4
Donations
All donations to KIDS Future Fund are processed securely through Stripe via WP Full Pay. By submitting a donation you agree to the following terms:
You are voluntarily contributing funds to support the mission of KIDS Future Fund.
You authorize the charge to your payment method for the amount specified.
All donations are subject to the 50/35/15 fund allocation model β 50% to children's investment accounts, 35% to the ETF growth fund, and 15% to operations and education.
Donations are not designated to specific named children unless a formal individual sponsorship agreement exists in writing.
The Organization reserves the right to redirect funds within the published allocation model to best fulfill its mission.
You will receive an automated receipt via email immediately following your transaction.
Tax Deductibility
KIDS Future Fund's 501(c)(3) application is currently pending IRS approval. Until the determination letter is received, we cannot confirm the tax-deductible status of donations. Donors are encouraged to consult a qualified tax professional regarding the deductibility of contributions made during the pending period. This page will be updated immediately upon approval.
Refunds on Donations
Donations are generally considered final and non-refundable. Refund requests related to duplicate charges, unauthorized transactions, or technical billing errors will be reviewed on a case-by-case basis. Please refer to our Disclaimer & Refund Policy for full details on the donation refund process.
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Payment Security
All payment information is processed through Stripe, a PCI-DSS Level 1 compliant payment processor. KIDS Future Fund does not store, access, or retain credit card numbers or sensitive financial data on our servers.
Section 5
Enrollment Program
Enrollment in the KIDS Future Fund program is open to families who open a qualifying investment account in a child's name and complete the verification process. By submitting an enrollment application you agree to the following:
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Accurate Information: You certify that all information submitted in the enrollment application is accurate, complete, and truthful. Submission of false information may result in disqualification and forfeiture of any contributed funds.
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Account Ownership: You confirm that the investment account submitted for verification is legally owned and controlled by you as the parent or legal guardian, and that the enrolled child is named as the beneficiary.
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Verification Consent: You authorize KIDS Future Fund to verify the existence and structure of the submitted investment account for the purposes of determining eligibility for program funding.
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No Investment Control: You acknowledge that KIDS Future Fund will not manage, advise on, or control funds once deposited into your child's investment account. All investment decisions are solely your responsibility.
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No Guaranteed Funding: Submission of an enrollment application does not guarantee program funding. Funding is subject to availability of donated capital and completion of the verification process.
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Veteran Priority: Children of disabled veterans and fallen service members receive enrollment priority. Documentation of veteran status may be required to qualify for priority processing.
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Veteran Family Priority
KIDS Future Fund prioritizes enrollment for children of disabled veterans and fallen service members. Families claiming veteran priority status consent to providing documentation verifying the service member's status upon request.
Section 6
Shop & Purchases
The KIDS Future Fund shop is powered by WooCommerce. By placing an order through our shop you agree to the following terms:
You are at least 18 years of age or have parental permission to make a purchase.
You authorize the charge to your payment method for the total order amount including applicable taxes and shipping.
Product availability is subject to change without notice. We reserve the right to cancel orders if items become unavailable after purchase.
Net proceeds from shop sales follow the same 50/35/15 allocation model as donations.
Shipping timelines are estimates only and are not guaranteed. KIDS Future Fund is not liable for delays caused by carriers or circumstances outside our control.
Returns and exchanges are subject to our
Refund Policy. All sale items are final.
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Order Confirmation
You will receive an automated order confirmation via email after purchase. If you do not receive a confirmation within 24 hours, please contact us at kidsfuturefund.org/contact-us before assuming the order was not placed.
Section 7
Intellectual Property
All content on the KIDS Future Fund Website β including but not limited to text, graphics, logos, icons, images, page layouts, educational materials, and the K.I.D.S. name and acronym β is the exclusive property of KIDS Future Fund and is protected by applicable copyright, trademark, and intellectual property laws.
You may not reproduce, distribute, modify, create derivative works from, publicly display, or commercially exploit any content from this Website without prior written consent from KIDS Future Fund.
The KIDS Future Fund name, logo, and K.I.D.S. acronym may not be used in any manner that implies endorsement or affiliation without written permission.
Unauthorized use of any intellectual property from this Website may result in legal action.
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Permitted Sharing
You may share links to our Website pages on social media and other platforms for awareness and mission-support purposes. Any sharing must accurately represent KIDS Future Fund and must not mischaracterize our mission, services, or policies.
Section 8
Privacy & Data
KIDS Future Fund is committed to protecting your personal information. By using our Website or services you consent to the collection and use of information as described below and in our Privacy Policy.
Information We Collect
Donors: Name, email address, and payment method details (processed exclusively by Stripe β we do not store card numbers).
Enrolled Families: Parent/guardian name, contact information, child information, and investment account details for verification purposes.
Shop Customers: Name, shipping address, email, and order details.
Newsletter Subscribers: Name and email address.
Website Visitors: Standard analytics data such as browser type, pages visited, and session duration via WordPress analytics tools.
How We Use Your Information
To process donations and issue official tax receipts.
To verify enrollment applications and administer program funding.
To fulfill shop orders and provide customer support.
To send newsletters and program updates to subscribers.
To improve Website performance and user experience.
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We Never Sell Your Data
KIDS Future Fund does not sell, rent, trade, or share personal information with third parties for marketing or commercial purposes. Your data is used solely to support your interaction with the Organization and its programs.
Section 9
Disclaimers
The KIDS Future Fund Website and all content, services, and programs are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
KIDS Future Fund does not warrant that the Website will be uninterrupted, error-free, or free of viruses or other harmful components.
We do not guarantee the accuracy, completeness, or timeliness of any information on the Website.
Nothing on this Website constitutes financial, legal, tax, or investment advice. See our full
Financial Disclaimer for complete details.
Investment accounts are subject to market risk. Past performance does not guarantee future results. KIDS Future Fund is not liable for investment losses.
Third-party links on the Website are provided for convenience only. KIDS Future Fund does not endorse or assume responsibility for third-party content.
Section 10
Limitation of Liability
To the fullest extent permitted by applicable law, KIDS Future Fund, its board of directors, officers, employees, volunteers, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to:
Your use of or inability to use the Website or any services.
Any errors, omissions, or inaccuracies in Website content.
Investment losses or changes in account value related to enrolled accounts.
Unauthorized access to or alteration of your data.
Any conduct or content of third parties on or through the Website.
Delays, errors, or failures in payment processing by Stripe or WooCommerce.
In no event shall KIDS Future Fund's total liability to you for all claims arising from or related to use of the Website or services exceed the total amount you paid to KIDS Future Fund in the twelve (12) months preceding the claim.
Section 11
Governing Law & Disputes
These Terms and Conditions shall be governed by and construed in accordance with the laws of the United States of America and the state in which KIDS Future Fund is incorporated, without regard to conflict of law provisions.
Any dispute arising out of or relating to these Terms, the Website, or any services provided by KIDS Future Fund shall first be attempted to be resolved through good-faith negotiation. If resolution cannot be reached informally, disputes shall be submitted to binding arbitration in accordance with the applicable rules of the American Arbitration Association.
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Contact Before Escalating
We encourage you to contact us directly at kidsfuturefund.org/contact-us before pursuing any formal dispute resolution. The vast majority of concerns can be resolved quickly and informally through direct communication with our team.
Section 12
Changes to These Terms
KIDS Future Fund reserves the right to modify, update, or replace these Terms and Conditions at any time at our sole discretion. Changes will be posted to this page with an updated effective date. Your continued use of the Website or services after changes are posted constitutes acceptance of the revised Terms.
For material changes that significantly affect your rights or obligations, we will make reasonable efforts to notify you via email or a prominent notice on the Website homepage prior to the changes taking effect.
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Current Version
These Terms were last reviewed and updated in March 2026. If you have questions about any provision, please contact us before using our services.
