Transparency &
Accountability
KIDS Future Fund is built on the belief that donors, families, and the public deserve to know exactly how every dollar is received, allocated, and used. This page is our public commitment to that standard.
children & growth funds
before funds released
pending with IRS
for all stakeholders
The 50 / 35 / 15
Allocation Model
Every dollar donated to KIDS Future Fund is allocated according to a fixed, board-approved model. This allocation is applied consistently to every donation received β with no exceptions and no deviation without full board approval and public disclosure.
Half of every dollar donated is contributed directly into verified children's investment accounts. These funds are transferred only after full account verification is complete. Families receive confirmation when funds are deposited. This allocation never falls below 50% of gross donations received.
35 cents of every dollar is invested into a shared, low-cost ETF (Exchange-Traded Fund) growth portfolio β a diversified, market-linked fund designed to compound over time alongside enrolled children. Fund composition and performance are disclosed in quarterly impact reports.
15% covers the operational costs that make the program function: account verification, donor processing, financial literacy resource development, legal and compliance costs, and board administration. This is the only portion not invested directly into children's accounts.
Governance Structure &
Accountability Framework
Every financial decision, fund disbursement, and program change at KIDS Future Fund is subject to board-level review. Our governance structure is designed to prevent conflicts of interest and ensure every action serves the mission β not individuals.
An independent board provides oversight of all organizational decisions, fund allocations, and program initiatives. Board members serve defined terms and are subject to conflict-of-interest policies.
A dedicated committee reviews all fund disbursements, ETF performance, and operational expenditures before approval. No funds are released without committee sign-off.
All board members, officers, and staff are required to disclose any potential conflicts of interest annually. Interested parties are recused from related decisions.
The board reviews a comprehensive financial report each quarter β covering donation inflows, disbursements, ETF performance, operational spending, and program enrollment numbers.
Organizational bylaws, conflict of interest policies, and whistleblower protections are maintained and reviewed annually by the board. Core policies are publicly available upon request.
As the organization grows, KIDS Future Fund is committed to engaging independent auditors and submitting to third-party financial review to maintain the highest standards of accountability.
Financial Controls That Protect
Every Dollar
Beyond governance structure, KIDS Future Fund maintains a set of hard operational controls that govern how donated funds move through the organization β from receipt to disbursement.
No funds are ever released to a child's investment account before full identity, account ownership, and investment structure verification is complete. This is a hard operational rule β no exceptions.
All donor payments are processed through Stripe β a PCI-DSS compliant payment processor. KIDS Future Fund never stores, handles, or has access to donor payment card information.
The 50/35/15 allocation is applied to every dollar received. No individual, officer, or board member may redirect funds outside this model without full board approval and public disclosure.
Donated funds may never be used for the personal benefit of any board member, officer, staff member, or volunteer. This prohibition is codified in organizational bylaws and IRS compliance requirements.
KIDS Future Fund never holds, manages, or controls any enrolled child's investment account. All accounts remain under exclusive ownership and control of the enrolled parent or guardian at all times.
What KIDS Future Fund
Always Does β and Never Does
These are not aspirational statements. They are operational commitments embedded in our bylaws, board policies, and program design.
The Compliance Framework
Behind the Program
KIDS Future Fund operates within a defined legal and regulatory framework. Understanding these boundaries protects donors, enrolled families, and the integrity of the mission.
KIDS Future Fund has applied for federal tax-exempt status as a 501(c)(3) nonprofit. Donations may be tax-deductible pending IRS approval. Donors will be notified once status is confirmed.
KIDS Future Fund is a nonprofit organization β not a registered investment advisor or broker-dealer. We fund and educate. We do not advise, manage, or control investments.
All fundraising activities comply with applicable federal and state charitable solicitation laws. Donation receipts are issued in compliance with IRS substantiation requirements.
Donor and family personal information is collected only as necessary for program operations and is never sold or shared with third parties for commercial purposes.
All investing involves risk, including possible loss of principal. KIDS Future Fund does not guarantee returns. Past performance of any fund or account does not guarantee future results.
All investment accounts enrolled in the program remain under the full legal control of the enrolled parent or guardian. KIDS Future Fund has no ownership or access rights to any family account.
We provide guidance on IRS Form 4547 (Trump Accounts) as a complementary child investment vehicle. We do not file on behalf of families or provide tax filing services.
KIDS Future Fund commits to honest, accurate representation of our program, fund allocation, nonprofit status, and impact β in all communications, materials, and public statements.
Impact Reports &
Public Disclosure
Transparency is not a policy β it is a practice. KIDS Future Fund publishes regular reports so that every donor, enrolled family, and community member can see the impact of the program firsthand.
Published every quarter β covering donation inflows, account disbursements, ETF fund performance, operational spending, and total children enrolled. Available publicly on our website.
Every 3 MonthsEvery donor receives an impact summary showing how their contribution was allocated across the 50/35/15 model β with a formal donation receipt for tax records.
Per DonationA comprehensive annual report covering program-wide outcomes, financial summary, board changes, compliance updates, and the year ahead. Published publicly for all stakeholders.
AnnuallyVeteran Families Receive Priority
and Full Program Transparency
Children of disabled veterans and fallen service members are enrolled with priority. Military families receive the same full impact reporting, fund transparency, and verification confirmations as all enrolled families β with dedicated veteran liaison support throughout the process. Our commitment to these families is unwavering and publicly documented.
Invest With Confidence
Every dollar you give is tracked, verified, and applied exactly where we say it goes. That is our promise β and this page is our proof.
